🔒 Compliance & Security

Commitment to Security and Compliance

PezaPay adheres to the highest industry standards for data protection, payment security, and regulatory compliance. We ensure that every transaction is secure, transparent, and fully compliant with Indian regulations.

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PCI DSS Compliant

We maintain PCI DSS Level 1 certification, the highest standard for payment card data security. All cardholder data is encrypted and protected.

  • ✅ End-to-end encryption
  • ✅ Secure tokenization
  • ✅ Regular security audits
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Data Privacy

We comply with India's data protection laws and international privacy standards. Your data is never shared without explicit consent.

  • ✅ GDPR compliant practices
  • ✅ Data minimization
  • ✅ Right to access & deletion
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KYC & AML

While we offer no-KYC onboarding for merchants, we maintain robust KYC/AML checks for high-risk transactions and suspicious activities.

  • ✅ Transaction monitoring
  • ✅ Suspicious activity reporting
  • ✅ Risk-based controls
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Regulatory Compliance

PezaPay operates in full compliance with RBI guidelines for payment aggregators and UPI payment systems.

  • ✅ RBI guidelines
  • ✅ NPCI regulations
  • ✅ Regular reporting
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Secure Infrastructure

Our infrastructure is hosted on enterprise-grade cloud services with multi-layered security, DDoS protection, and 24/7 monitoring.

  • ✅ AWS/Azure cloud
  • ✅ WAF & DDoS protection
  • ✅ 24/7 monitoring
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Transparency

We believe in complete transparency. All fees, terms, and data processing activities are clearly communicated to our merchants.

  • ✅ Clear pricing
  • ✅ Transparent policies
  • ✅ Open communication

Security at every layer

Our multi-layered security approach protects your data and transactions.
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End-to-End Encryption

All data is encrypted in transit using TLS 1.3 and at rest using AES-256.

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Fraud Detection

AI-powered fraud detection systems monitor transactions in real-time.

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Access Control

Role-based access, multi-factor authentication, and strict permission controls.

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Audit Trails

Complete audit logs for all system activities, accessible for compliance reviews.

Our Policies

Clear, accessible policies that govern our service and protect your interests.
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Privacy Policy

How we collect, use, and protect your personal and business data in compliance with applicable laws.

Read full policy →
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Terms of Service

Our service terms, merchant obligations, and legal agreements for using PezaPay's payment infrastructure.

Read full terms →
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Data Protection Policy

How we implement data protection by design, ensuring your information remains secure and confidential.

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Cookie Policy

How we use cookies to enhance your experience, analyze usage, and provide personalized services.

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Have questions about compliance?

Our team is ready to answer any questions about security, compliance, or data protection.

Visit Help Center Contact Support